is fully licensed and equipped to offer you a range of financial services and because we have such a wide variety of options, you can rest assured knowing we will meet your needs and deliver the satisfaction that you are looking for.
A short term loan provides the cash needed to meet an immediate short-term cash flow problem. It is not a solution for longer term financial problems for which longer term financing may be more appropriate. You may want to discuss your financial situation with a nonprofit counseling service. You will be charged additional fees if you extend the loan maturity date.
Although these type of loans are intended to be short-term advances and paid off quickly, various Truth-In-Lending laws require financing disclosures tobe expressed as an Annual Percentage Rate (APR), or the cost of the credit advanced to you expressed as an annual rate. This requirement provides uniformity among various credit sources, so you can compare rates and make the choice that is right for you.
For the example below, we use a $100 loan that is due in 14 days. The APR will not change based upon the amount of time your loan is for.Consequently if you pay later than the agreed upon date, you will owe more interest. There is no refund of interest for early repayment.
For more information on our financial services or if you have any questions, please feel free to contact us.